Specifically, this is geared towards those like me, who are in the place of their journey where both debt payoff and savings goals collide. You may still have debt – whether consumer, student loans, auto loans, mortgages, etc., and may want at least get your employer’s match if you’re not maxing out retirement accounts, and / or have other savings goals such as emergency funds, sinking funds or other non-retirement accounts.
I have other worksheets that talk about each individual savings goal, but this worksheet looks at it all very high-level, rolling it up to see at a glance what you’re saving, and what you’re paying off towards debt. Just think – when the debt is all paid, that is money you can now put into savings alone. I can’t wait!!
Leave a comment below, let me know what you think of this birds-eye view of potential savings per year.